Does your financial planner keep feeding you the same old advice?

Private pension plans will give you financial freedom without government intervention. This is the alternative solution for retirement. Learn more about tax favorable contributions with tax-free distributions.

A retirement disaster is having a 401K that can be changed, modified or be terminated because its too costly to continue with continuing government interference.  There have been numerous changes to Qualified Plans over the last 40 or 50 years, none of them good for the consumer, especially the highly compensated. Give me a chance and I will prove to you that you can have your cake and eat it too! Life Insurance is uniquely different than any other type of investment plan available, period.  You just need a down to earth explanation how to maximize assets inside a policy by minimizing costs and expenses that disrupt the growth of a properly structured Life Insurance Policy.  I’ve disciplined myself to do for my clients what most investment advisors can’t or don’t want to do.   We design our Life Insurance Policies for retirement creating substantial cash values that compound tax deferred for emergency use or for retirement.    Many advisors don’t want to talk about tax issues but only the growth on your money.  In my opinion it should be the main topic of conversation.

Are you giving too much of your hard-earned money to the government?

If income taxes are high, and it evaporates the money we expect in our pockets sometime in the future, it’s addition by subtraction.  That’s the major difference between Life Insurance any other form of investment.  Taxes on earnings is the common denominator that separates all different programs available for you to consider. Qualified Plans are the most commonly purchased retirement benefit, the 401K accrues tax deferred but every dollar that is distributed at retirement becomes taxable income the year in which you distribute the money to yourself.   Conversely, inside of a Life Insurance Policy every dollar is accrued tax deferred and every dollar including all the growth inside the Plan are distributed tax free.  We individually customize and tailor a program to the wishes of each individual, because everyone’s needs and wants are usually somewhat different. Let’s bottom line this…..

• Life Insurance properly structured for cash accumulation on a net taxable basis is in a class all by itself.
• Contributions to the Plan can be secured by loans from the Company to defer any income taxes personally until the end of the contribution period.
• Tax deferred accumulation, tax free distributions for life.
• Since it’s a Private Pension Plan it is discriminatory in nature and the business owner can elect himself or anyone else he chooses to reward for such a Plan.
• Contributions are flexible unlike with a Qualified Plan you can skip a year or even more and make up contributions at some future time without penalty.
• You can retire whenever you want before age 62, after age 70 without penalty.
• Privately owned Pension Plans can never be modified, changed in anyway or disrupted by government legislation and that benefit alone is invaluable to the consumer.

Inquire and receive valuable information that will clearly illustrate that on a net taxable basis the answer is simply Life Insurance properly structured is the only solution for your retirement.   Please visit our “contact us” page and take advantage of our free consultation by either calling or emailing us and I promise you the initial visit we spend will be worth your time.